
Před cestou do zahraničí si vždy sjednejte cestovní pojištění
29. srpen 2011Je několik důležitých věcí a záležitostí, které je potřeba udělat před každou cestou na dovolenou. V první řadě si rozhodně zjistěte všechny detaily o zájezdu či pobytu. Před samotným odjezdem si pak zajistěte dům před případnými útoky zlodějů a vandalů. Na co však také nesmíte zapomenout, je uzavření pojištění na cesty.
Cestovní pojištění je zvláštní forma pojištění, která se vztahuje zejména na cesty do zahraničí. Pakliže jedete s rodinou či přáteli na dovolenou, pak si jej rozhodně sjednejte. Cestovní pojištění dnes nabízí například Axa, ČSOB pojišťovna nebo Allianz, a to za velmi výhodných podmínek a cen.
Pár důvodů, proč je dobré uzavřít před odjezdem cestovní pojištění
Proč je nutné uzavřít cestovní pojištění. Jedná se pojistku, která Vás ochrání před případnými výdaji z vlastní kapsy v momentě, kdy se u Vás projeví zdravotní problémy a budete muset vyhledat v cizí zemi lékařskou péči nebo dokonce navštívit nemocnici. Pokud byste cestovní pojištění neměli uzavřeno, pak veškeré náklady spojené s lékařskou péčí, přepravou a dalšími službami, půjdou „za Vámi“, to znamená, že je budete muset hradit zcela z vlastní kapsy.
Cestovní pojištění online
Pokud však například uzavřete cestovní pojištění , máte jistotu, že pojišťovna tyto záležitosti uhradí za Vás. V ceně pojištění na cesty je mimo jiné úhrada na léčebné výlohy, a to až do výše 3.000.000 Kč.
Možná se Vám to zdá až zbytečné, nicméně vezměte si třeba příklad, kdy se Vám ve Španělsku stane úraz při cestě z pláže. Následná lékařská péče může trvat třeba několik týdnů, případně bude potřeba Vás transportovat. V tom případě, pokud máte sjednáno kvalitní cestovní pojištění, nemusíte mít obavu, že přijdete kvůli tomu na mizinu.
Bez cestovního pojištění ale skutečně můžete za tuto péči zaplatit i statisíce korun. Proto vždy a bez výjimky před cestou na dovolenou uzavřete cestovní pojištění.
Autor: Roman Beneš
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