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Před cestou do zahraničí si vždy sjednejte cestovní pojištění

29. srpen 2011

Je několik důležitých věcí a záležitostí, které je potřeba udělat před každou cestou na dovolenou. V první řadě si rozhodně zjistěte všechny detaily o zájezdu či pobytu. Před samotným odjezdem si pak zajistěte dům před případnými útoky zlodějů a vandalů. Na co však také nesmíte zapomenout, je uzavření pojištění na cesty.

Před cestou do zahraničí si vždy sjednejte cestovní pojištěníPřed cestou do zahraničí si vždy sjednejte cestovní pojištění

Cestovní pojištění je zvláštní forma pojištění, která se vztahuje zejména na cesty do zahraničí. Pakliže jedete s rodinou či přáteli na dovolenou, pak si jej rozhodně sjednejte. Cestovní pojištění dnes nabízí například Axa, ČSOB pojišťovna nebo Allianz, a to za velmi výhodných podmínek a cen.

Pár důvodů, proč je dobré uzavřít před odjezdem cestovní pojištění

Proč je nutné uzavřít cestovní pojištění. Jedná se pojistku, která Vás ochrání před případnými výdaji z vlastní kapsy v momentě, kdy se u Vás projeví zdravotní problémy a budete muset vyhledat v cizí zemi lékařskou péči nebo dokonce navštívit nemocnici. Pokud byste cestovní pojištění neměli uzavřeno, pak veškeré náklady spojené s lékařskou péčí, přepravou a dalšími službami, půjdou „za Vámi“, to znamená, že je budete muset hradit zcela z vlastní kapsy.

Cestovní pojištění online

Pokud však například uzavřete cestovní pojištění , máte jistotu, že pojišťovna tyto záležitosti uhradí za Vás. V ceně pojištění na cesty je mimo jiné úhrada na léčebné výlohy, a to až do výše 3.000.000 Kč.

Možná se Vám to zdá až zbytečné, nicméně vezměte si třeba příklad, kdy se Vám ve Španělsku stane úraz při cestě z pláže. Následná lékařská péče může trvat třeba několik týdnů, případně bude potřeba Vás transportovat. V tom případě, pokud máte sjednáno kvalitní cestovní pojištění, nemusíte mít obavu, že přijdete kvůli tomu na mizinu.

Bez cestovního pojištění ale skutečně můžete za tuto péči zaplatit i statisíce korun. Proto vždy a bez výjimky před cestou na dovolenou uzavřete cestovní pojištění.

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Ať už se chystáte vyrazit na delší zahraniční dovolenou nebo třeba jen na víkend, vždy je dobré zajistit si včas cestovní pojištění. Nikdy nevíte, kdy se vám může hodit a většinou se tak stane v nejméně vhodnou dobu.

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